Chapter three and Chapter four discuss respectively two issues of law related with retrospective insurance, namely the duty of disclosure by insurant and open cover, and the relationship between them.

• 第三章和第四章则分别讨论了与追溯保险密切相关的两个法律问题:被保险人的告知义务和海上预约保险合同,并分析了追溯保险与二者的关系问题。