Demand for many services will not go away, but in a world of scarcer credit, universal banks will be tempted to use their lending capacity to win juicier investment-banking business from companies.
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- 许多服务的需求不会消失,但身处信用缺乏之世,全能银行将利用其借款能力获取企业原本交由投行的丰厚业务。