For all the new-fangled financial instruments, this was just another one of thosefinancial crises based on excess leverage, or borrowing, and a pyramid scheme.

• 因为所有新-新发明的金融工具，这恰是那些基于过剩的杠杆、或借贷，和一种金字塔结构式（传销）引发金融危机的另一种手段之一。