How to prevent operational risk is a key problem of urgently required to Insurance business. Such as development of produce risk, channel of market sale risk, technology of operation risk, policy risk.

• 从保险公司的角度讲，如何防范银行保险的经营风险，如产品开发风险，营销渠道的风险，经营技术风险，承保操作风险，法律政策风险等，是保险公司应该意识到的问题，也是保险公司需要解决的一个重大问题。