If the bank adapts an ontology-driven approach, it can capture and represent its total product knowledge in a language-neutral form and deploy the knowledge in a central repository.

• 如果银行采用了存在论驱动的方式,那么银行就可以用一种语言中立的形式来捕捉并表示它整体的产品知识,并把知识部署到中央仓库。