In recent years, afervent discussion has been arisen between scholars on the feasibility ofsecuritization of mortgage loan, after some attempts in the Germanmodel of Housing-saving and the Singaporean model of Housing PublicFunds.

• 最近几年，我国在尝试德国住房储蓄模式和新加坡住房公积金模式的基础上，是否进行住房抵押贷款证券化的实践，许多学者对此展开了激烈的讨论，管理层则正积极推进试点。