It is argued that life insurance companies should not have to attach importance to liquidity short since they have been running based on the actuarial principle with long-time assets and liability and then would have no liquidity requirements.

• 在保险界，许多学者认为只有财产保险公司需要保持一定的流动性以防范流动性短缺问题，至于以寿险精算为产品设计要素的寿险公司，因其资产和负债以长期性为主，则不需要考虑相关的流动性问题。