It may also lower the hitherto unusually high incidence of malpractice, since personal financial interests are less likely to feature in the exercise of authority over how money is allocated.

• 此外,当个人的金钱利益不再影响银行职员行使分配资金的职权时,我们现在不时见到的诈骗或不当行为亦可能会减少。