It not only contains multifold features of housing market but also shows the variety of exchange objects, the complication of property rights and the magnificence of exchange and credit risks.

• 本文以住房二级市场的相关理论为基础，指出住房二级市场是指存量住房的交易市场，它不仅具有住房市场的特点，而且还具有交易客体多样、产权关系复杂、交易风险和信贷风险大等特点。