Major breakthroughs are expected to be made this year in the reform of state-owned commercial banks. First,commercial banks will carry out independent management according to law and determine on their own all loans to investment projects.

• 在今年国有商业银行的改革中，将有重大突破：第一，商业银行依法自主经营，所有对投资项目的贷款将由它们独立决定。