Many things need to be done to avoid this risk but a rapid change of the Basel II capital adequacy ratios to reduce their the pro-cyclicality would be essential.

• 为避免这一风险，我们有很多事情需要去做，巴塞尔协定对资本充足率的规定仍然不尽合理，迅速调整这一规定对于减少银行对经济周期的推动作用至关重要。。