More than 1/20 home owners are behind (in) their mortgage payments and the U.S. mortgage bankers association reports that the number of full closure (foreclosure) proceedings has reached all time high in each of the last three quarters.

• 二十分之一以上的房主们无法支付房贷，同时，美国抵押贷款银行家协会报告道，在过去3个季度里，赎诉讼案件数量达到了历史新高。