Most of the time you know nothing except for the huge stack of paper written in legalese that says you owe several thousand dollars and it will probably cost you more than that just to hire a lawyer.

• 然而，大多数时候你什么都不清楚。那叠厚实的纸只告诉你，你已经欠下了几千美元，并且如果你选择找律师，大概还要花费更多的钱。