Penman think,china banking should active develop their manage area, develop international factoring, try their best to ocuupy the market before ardent competition advent.

• 笔者认为国有商业银行应积极拓展自己的经营范围,开展该项业务,在国外金融机构尚未进入中国,展开激烈的国际保理市场竞争之机,大力发展国际保理业务。