Thanks to technological and financial wizardry, loans are now made with little contact between borrower and lender, and are shuffled around the financial system like so many cards at a poker table.

• 多亏了专业和金融技巧，因而现在借款人和贷款人之间不需要直接接触就能促成借贷行为，且贷款在金融系统内部可以像在赌桌上的纸牌一样不断被清洗。