The Insured Person willfully exposing himself to needless peril (except in an attempt to save human life) or the Insured Person committing or attempting to commit suicide or self-injury or any criminal or felonious act.

• 被保险人自愿招惹不必要之危险(欲拯救他人之生命者除外)、自杀、自加伤害，或因触犯刑章的不法行为。