The company in 2008 after the divestiture of non-performing assets of non-performing loans amounted to 1.928 billion yuan, non-performing loan rate of 0.68%, 105.14% for the provision coverage.

• 其二，存在估值定价风险，在经济波动中公司的盈利状况对估值现金流的影响较大，同时估值水平的高低亦与市场期望回报率水平相关。