The life that of the insurance mark with safe person is a person or the body, especially insurance against death, the happening of insurance accident is the death of insurant namely, and insurant has died, cannot suffer naturally get insurance gold.

• 人身保险的保险标的是人的寿命或者身体，尤其是死亡保险，保险事故的发生即为被保险人的死亡，而被保险人已经死亡，自然无法受领保险金。