The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule (during the appointed deposit term) , or withdrawn together with the interest in a lump sum or by installment.

• 定期储蓄是在存款时约定存期,一次或按期分次（在约定存期）存入本金，整笔或分期支取本金利息的一种储蓄形式。