These lists are supposed to be based on merit, but some lenders appear to have secured a place on them by paying kickbacks in the form of shares, free travel, debt write-offs and phoney fees.

• 这些名单本应根据公司业绩而定，但是，看来某些公司通过支付回扣而获得了名单上一席之地，回扣形式包括股票，免费旅游，免除债务以及虚报费用。