This thesis is dead against EMV migration problem which the financial corporation must face, and accomplish the study and design about IC which is on the basic of new EMV standard from the aspect of hardware and software.

• 本论文针对EMV迁移这一全球银行界面临的实际问题，从硬件和软件两个方面入手，完成了对新型EMV标准IC卡的研究和设计。