To ensure that these conditions are achieved, a system of prudential supervision is necessary, in which the banking supervisor, without being officious or intrusive, works closely with the bank management.

• 要确保银行达到这些要求,亦必须要制定一套完善的监管制度。银行监管当局要跟银行保持紧密合作,但却不应过分干预银行的营运。