To the homebuyer, which is of course good news, and in the property market bubble, which is also stabilizing role, but the industry should be prudent banking practices.

• 其次，这些按揭计划无疑可令有意置业人士更易达成愿望，但亦会吸引一些条件不足者承担债务，以致一旦加息时便可能无法如期还款。