Unless microfinance institutions do so, they may only operate for a limited time, reach a limited number of clients and will tend to be driven by donor or government goals, not client needs.

• 小额信贷机构如不循此规，他们的运作就只能在有限的时间和客户范围内进行，并且将逐渐变为以捐助者和政府目标为主导，而非以客户需求为主导。