We conducted a questionnaire survey about premium-setting behaviour by asking primary-insurance underwriters and actuaries through using three utility elicitation methods.

• 透过对产业保险核保与精算人员的问卷调查，藉由三种效用引出法的分析结果，发现洪灾险亏损发生机率的不确定，确实会降低承保意愿。