We must constitute our own Consumer EFT Law and we should pay attention to such problem as Non-state-owned Right, the liability limit of Consumer, the range of bank- liability and so on.

• 另一方面，要学习英国银行业惯例对Consumer EFT中消费者权益保护的经验，加强行业管理，切实保护Consulner EFT中消费者权益。