Credit funds in the short-long, impact liquidity and easy loans overdue by, and the formation and expansion of bank loans Daobi demand situation, fuelling irrational investment.

• 信贷资金短贷长用，影响资金流动性，容易造成贷款逾期，并形成对银行贷款需求扩张的倒逼局面，助长非理性投资。