Few folks bother to take out insurance on their collection of personal electronics equipment, but replacing a high-end PDA, camera, camcorder, or MP3 player can run into some serious money.

• 极少有人愿意为了个人电子设备办理保险，但是，更换高端PDA，数码相机，摄像机或MP3播放器往往又得花不少钱。