He says that, in spite of a 10-year operating record, evidence of tax and customs payments, and a good credit record, he is unable to take out a loan without first pledging property as a security.

• 他说，尽管公司运营了10年，有缴税记录，还有良好的信用记录，如果没有抵押物他还是无法向银行贷款。