There are several categories of time deposits in the US. First, CDs (certificate of deposit) of $ 100, 000 or more, which are primarily large negotiable certificates of deposit of corporations.

• 在美国，定期存款分为几类：第一，10万美元以上（含10万美元）的存单，主要是由公司持有的大面额可转让存单构成。