They compared insurance with guaranty and then confirmed the latter one with the relationship of the subjects, the realization of mortgage and the application law of warrantee insurance.

• 目前,学者对这一问题的探讨多集中在保证保险的性质,就保证与保险进行平行对比,以当事人的关系、抵押权的实现、法律适用等为理由,确定其保证或者保险属性。